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| As much as driving is a great privilege to have, it is often times abused. In any case the inevitable happens and you become a victim of an auto accident, you may find the information we have derived very beneficial to your knowledge. Preparing yourself for life's mishaps is half the battle. Feel free to take a look at our quick list of the Do's & Dont's. |
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| Do's |
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- Try to stay calm and gather thoughts; identify yourself thereafter.
- If serious injuries are known, or you are unsure of the extent of injuries, call the police immediately and inform them that an ambulance is needed. If you feel you were injured in any way, it is important to see a Physician as soon as possible.
- By law you must report the accident to the Department of Motor Vehicles (DMV) within ten days if property damages are expected to exceed $1000.00.
- Write a complete description of the accident as soon as possible as well as take photos of both vehicles and the vicinity of the location.
- Notify your insurance company, even if the accident does not appear to entail substantial property damage and there are no apparent injuries.
- Be aware of the "Appraisal Clause" in your insurance policy. If the insurance company and the body shop cannot agree on what the repairs should cost, this could provide a means for fair settlement.
- If you need representation however, H Parts Only always has a personal injury attorney to refer you to. Visit our Personal Injury page for more information.
- Have even minor damage repaired. Dents and rust spots from unrepaired damage deducts from the resale or trade-in value of your car.
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| Don't |
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- Do NOT discuss responsibility! Even if you think you are at fault, do not state that to anyone at the scene.
- Only discuss the circumstances of the accident with the police and a positively identified representative of your insurance company.
- Don't allow your vehicle to be towed to a shop you are unfamiliar with. Read and understand all papers before you sign, do not sign an Authorization For Repairs unless you have decided to have your vehicle repaired by that shop. Choosing a quality repair shop is an important decision, be informed and don’t be afraid to ask questions.
- Really look at competing estimates, if a price is lower it may indicate an incomplete job. Make sure the lowest estimate includes all necessary work, when some items, (such as alignments) are overlooked the consequences can be severe.
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